Terms of Use

Welcome to Poseidon Financial. This website, and all other websites owned by Poseidon Financial LLC, including; http://poseidonfinancial.com, http://allemergingmarkets.com, http://dividendreference.com, http://etfreference.com, http://fixedincomedatabase.com, and https://fundreference.com,  (collectively the “Sites”), is comprised of various Web pages operated by Poseidon Financial LLC (“Poseidon Financial”). These sites are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of these sites constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

Investing Is Inherently Risky; All Risk Factors Not Disclosed

Trading and/or investing of any security, product, asset, or derivatives involves risk, and there is always the potential for loss. You understand that discussions of any product, asset, or security published on the Sites will not contain a list or description of relevant risk factors.

Invest at Your Own Risk

You should be particularly aware of the risks inherent in the stock and bond markets. Trading securities or other financial instruments may not be suitable for all potential users of this website. If you choose to engage in such transactions with or without seeking advice from a licensed and qualified financial advisor or entity, then such decision and any consequences following are your sole responsibility.

No Security, Transaction, or Strategy Recommendations

You understand that no content published on the Sites constitutes a recommendation that any particular security, portfolio of securities, financial instrument, transaction, or investment strategy is suitable for any specific person. You further understand that none of the writers, bloggers, information providers, or their affiliates is advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter. Always check with your accountant and personal investment professional before taking any steps or actions regarding your own investments or those under your control.

Data Not Guaranteed to Be Reliable or Accurate

All content provided on the Sites is for information and educational purposes only, and is provided on an as-is basis. We cannot guarantee its accuracy including factual inaccuracies. Moreover, you understand that some data is supplied by third-party sources, and that we have no control over the accuracy of the information they provide. Furthermore, to the extent that the calculations on the Sites are made using such data, such calculations are not guaranteed to be accurate nor complete.

In no event will we be liable for any direct, indirect, consequential, or incidental damages arising out of any decision made or action taken by you in reliance on the Sites’ content, whether or not caused in whole or part by our negligence or error.

Conflict of Interest Disclosures Not Guaranteed

You understand and agree that, although we may invite writers and contributors to disclose stocks in which they, their immediate family, or any entity under their control, have a personal interest, if such stock is mentioned in a blog, post, article, or content which they write, we cannot guarantee any such disclosures’ accuracy or completeness. Moreover, outside bloggers or other content contributors or their affiliates may write about securities in which they or their firms have a position, and that they may trade for their own account, and that they may or may not be subject to a disclosure policy. You understand and agree that at the time of any transaction that you make, one or more bloggers or content contributors or their affiliates may have a position in the securities written about. Members and visitors of Poseidon Financial should always assume at all times that any and all positions discussed, listed, and or referred to or appearing at the website may also be currently owned by the Sites’ owners or members of his or her direct family.

Data May Not Be Timely

As markets change continuously, previously published information and data, particularly pricing data, may not be current nor provided in real-time and should not be relied upon. All content on the Sites is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data available on our site, with the understanding that such data may still not be current.

No Investment Recommendations or Professional Advice

Poseidon Financial websites provide analysis, news, and information regarding stocks, bonds, mutual funds, ETFs, and other types of investments. All content provided on the Sites is for information and educational purposes only. Poseidon Financial and its employees are not licensed to provide investment advice. The suggestions given to you from Poseidon Financial should not be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to trading of stocks on a short-term or long-term basis, or trading of any financial instruments whatsoever. Historical trade records, trade listings, and statistics are not guarantees or indications of future performance.

The Sites are not intended to provide tax, legal, insurance, or investment advice, and nothing on the Sites should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Poseidon Financial or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

No Endorsement of a Writing, Advice or Strategy

The views and opinions expressed in an article or column are the author’s own and not necessarily those of Poseidon Financial and there is no implied endorsement by Poseidon Financial of any advice or trading strategy.

Privacy

Your use of the Sites is subject to our Privacy Policy. Please review our Privacy Policy, which also governs the Sites and informs users of our data collection practices.

Electronic Communications

Visiting the Sites or sending emails to Poseidon Financial constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Sites, satisfy any legal requirement that such communications be in writing.

Your Account

If you use the Sites, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Poseidon Financial is not responsible for third-party access to your account that results from theft or misappropriation of your account. Poseidon Financial and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content at its sole discretion.

Poseidon Financial does not knowingly collect, either online or offline, personal information from persons under the age of 13. If you are under 18, you may use the Sites only with permission of a parent or guardian.

Cancellation/Refund Policy

You may cancel your paid subscription(s) to any Poseidon Financial website or product, at any time. Once you have canceled your subscription, you will not be billed any further. Poseidon Financial does not issue full, partial, or pro-rated refunds. Fees paid by you are non-refundable, except when required by law.  Please contact us at [email protected] for any billing, cancellation, or refund-related questions.

Links to Third-Party Sites / Third-Party Services

The Sites may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Poseidon Financial, and Poseidon Financial is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Poseidon Financial is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Poseidon Financial of the Linked Sites or any association with its operators.

Certain services made available via the Sites are delivered by third-party sites and organizations. By using any product, service, or functionality originating from the Sites, you hereby acknowledge and consent that Poseidon Financial may share such information and data with any third party with whom Poseidon Financial has a contractual relationship to provide the requested product, service, or functionality on behalf of any of the Sites’ users and customers.

No Unlawful or Prohibited Use / Intellectual Property

You are granted a non-exclusive, non-transferable, revocable license to access and use the Sites strictly in accordance with these terms of use. As a condition of your use of the Sites, you warrant to Poseidon Financial that you will not use the Sites for any purpose that is unlawful or prohibited by these Terms. You may not use the Sites in any manner which could damage, disable, overburden, or impair the Sites or interfere with any other party’s use and enjoyment of the Sites. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Sites.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Sites, is the property of Poseidon Financial or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale of, create derivative works of, or in any way exploit any of the content, in whole or in part, found on the Sites. Poseidon Financial content is not for resale. Your use of the Sites does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Poseidon Financial and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Poseidon Financial or our licensors except as expressly authorized by these Terms.

Use of Communication Services

The Sites may contain bulletin board services, chat areas, news groups, forums, communities, personal Web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send, and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy and publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including email addresses, without their consent; or violate any applicable laws or regulations.

Poseidon Financial has no obligation to monitor the Communication Services. However, Poseidon Financial reserves the right to review materials posted to a Communication Service and to remove any materials at its sole discretion. Poseidon Financial reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Poseidon Financial reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post, or to remove any information or materials, in whole or in part, at Poseidon Financial’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Poseidon Financial does not control or endorse the content, messages or information found in any Communication Service and, therefore, Poseidon Financial specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Poseidon Financial spokespersons, and their views do not necessarily reflect those of Poseidon Financial.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction, and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

Materials Provided to This Site or Posted on Any Poseidon Financial Web Page

Poseidon Financial does not claim ownership of the materials you provide to this site (including feedback and suggestions) or post, upload, input, or submit to any Poseidon Financial Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submission you are granting Poseidon Financial, our affiliated companies and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Poseidon Financial is under no obligation to post or use any Submission you may provide and may remove any Submission at any time at Poseidon Financial’s sole discretion.

By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input, or submit the Submissions.

Third-Party Accounts

You will be able to connect your Poseidon Financial account to third-party accounts. By connecting your Poseidon Financial account to your third-party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third-party sites). If you do not want information about you to be shared in this manner, do not use this feature.

International Users

The Service is controlled, operated, and administered by Poseidon Financial from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Poseidon Financial Content accessed through any of the Sites in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification

You agree to indemnify, defend, and hold harmless Poseidon Financial, its officers, directors, managers, employees, agents and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising out of your use of or inability to use the Sites or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations. Poseidon Financial reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Poseidon Financial in asserting any available defenses.

Liability Disclaimer

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITES MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. POSEIDON FINANCIAL LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITES AT ANY TIME.

POSEIDON FINANCIAL LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS CONTAINED ON THE SITES FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. POSEIDON FINANCIAL LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL POSEIDON FINANCIAL LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES, OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITES, WITH THE DELAY OR INABILITY TO USE THE SITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES, AND RELATED GRAPHICS OBTAINED THROUGH THE SITES, OR OTHERWISE ARISING OUT OF THE USE OF THE SITES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF POSEIDON FINANCIAL LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITES.

Termination / Access Restriction

Poseidon Financial reserves the right, at its sole discretion, to terminate your access to the Sites and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Illinois and you hereby consent to the exclusive jurisdiction and venue of courts in Illinois in all disputes arising out of or relating to the use of the Sites. Use of the Sites is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Poseidon Financial as a result of this agreement or use of the Sites. Poseidon Financial’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Poseidon Financial’s right to comply with governmental, court, and law enforcement requests or requirements relating to your use of the Sites or information provided to or gathered by Poseidon Financial with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Poseidon Financial with respect to the Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Poseidon Financial with respect to the Sites. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms

Poseidon Financial reserves the right, at its sole discretion, to change the Terms under which the Sites are offered. The most current version of the Terms will supersede all previous versions. Poseidon Financial encourages you to periodically review the Terms to stay informed of our updates.

Contact Us

Poseidon Financial welcomes your questions or comments regarding the Terms:

Poseidon Financial LLC
307 W 7th St Ste 1731
Fort Worth TX 76102

Email address:
[email protected]

Telephone number:
872-529-0073

Effective as of April 17, 2015. Last updated on September 1, 2015.

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